Get ₹20 instantly in your SmartPay wallet for every friend who joins and makes their first bill payment or recharge.
Send your unique referral link or invite code to your friends via WhatsApp, SMS, or any social media.
Your friend downloads the SmartPay Zone app and creates a new account using your referral code.
Once they complete their first transaction of ₹100 or more, you both get ₹20 instantly in your wallets.
Unlike other platforms, we don't cap your referrals. Invite 10 friends, earn ₹200. Invite 100 friends, earn ₹2,000. Real cash that you can use for any bill payment or recharge.
Total Paid Out
₹1.2M+
Top Referrer
₹42.5k
Rahul Sharma
412 referrals
Priya Singh
389 referrals
Amit Patel
245 referrals
The cashback is credited to both your and your friend's wallet the moment their first bill payment or recharge (minimum ₹100) is successfully completed.
You can use 100% of your earned cashback on any transaction within the SmartPay Zone platform—recharges, utility bills, or gift cards.
No, the referral code must be applied during the account creation process. It cannot be applied retroactively to existing accounts.